These Terms & Conditions set out the rules that apply when you open and use an ftlucky12 account, including how transactions, game access and account data are handled. Access to our platform depends on local law and is available only where permitted in your eligible region.
Account eligibility rules apply
GrabPay & InstaPay covered
Philippines-region access only
Policy updates shown in your account
POLICY POSTURE
How These Terms Apply to Your Account
By creating and using an ftlucky12 account, you confirm that you have read, understood and agreed to these Terms & Conditions in full. These terms govern every interaction you have with our platform — from browsing the game lobby to placing a bet, from depositing via GrabPay or InstaPay to withdrawing your account balance. They apply regardless of which device you use to access the platform. We may update these Terms & Conditions when required. When a material change is made, we will notify you through your registered account or via your registered contact details before the change takes effect. Continued use of the platform after that notice constitutes acceptance of the revised terms. If you do not agree with any change, you may close your account by contacting our support team. Certain features or transaction methods — including GrabPay and InstaPay payments — may be subject to additional conditions that appear within the relevant section of your account dashboard. Where those additional conditions conflict with the main Terms, the additional conditions will apply to that specific feature. All account activity remains subject to applicable local law and is available only where permitted in your eligible region.
GrabPay
InstaPay
Account wallet
Local payment
Philippines region
COVERAGE SCOPE
What Falls Inside and Outside This Policy
These Terms & Conditions cover specific areas of your relationship with ftlucky12. Understanding the scope helps you know where to look when a question comes up — and when a different policy or external provider is responsible for the answer.
Account Access
Registration, login, identity checks and account suspension are fully within this policy. Steps shown during account creation — including any verification fields — are binding conditions of access as set out here.
Transactions
Deposits and withdrawals processed through GrabPay and InstaPay fall under these terms. The limits, steps and verification instructions shown in your account dashboard at the time of the transaction form part of your agreement.
Site Content
Game titles, odds, live table schedules and any content displayed within the ftlucky12 lobby are covered here. We may change, suspend or remove content at any time; the current state of the lobby is what applies.
Third-Party Services
Payment providers such as GrabPay and InstaPay operate under their own separate terms. Game studios supplying content to our lobby — including Habanero, Pragmatic Play and others — are also independent parties not governed by this document.
YOUR ENTITLEMENTS
Practical Actions You Can Take Under These Terms
These Terms & Conditions are not one-directional. As an account holder, you have specific practical actions available to you that we are committed to honouring. You can request a record of your transaction history at any time through your account dashboard — the history log there reflects all deposits and withdrawals, including those made via GrabPay and InstaPay. If any account detail is incorrect — your registered contact information, linked e-wallet or preferred currency — you can correct it through the account settings page without needing to contact support first. For questions that go beyond self-service edits, our support team is the right route. You may also raise a formal question about how these terms apply to your specific situation; when you do, we will respond through the contact channel you used to reach us. If you choose to close your account, that request must be submitted to support in writing, and we will confirm the outcome once the process is complete.
Review Records
Your full transaction log is available inside your account dashboard after login. It includes every deposit and withdrawal, the method used and the date recorded — no separate request needed.
Correct Account Details
Update your registered contact details and linked e-wallet information directly in account settings. Some identity-linked fields may require support confirmation before the change is applied.
Raise a Policy Question
If a specific clause is unclear or you believe a term has been applied incorrectly to your account, contact support with the transaction or session reference. We will review and reply through the same channel.
Request Account Closure
Send a written closure request to our support team. We will process it and confirm via your registered contact. Any remaining account balance subject to these terms will be addressed as part of that process.
CONTACT PATHS
How to Reach Us About These Terms
If a term is unclear or you need to act on a right described in this policy, the paths below connect you to the right team. Have your account reference or transaction ID ready to keep the process moving.
Live Chat
Open the live chat window from any page inside your account. This is the fastest route for time-sensitive policy questions, account access issues or transaction disputes.
Email Support
Send a detailed written query to our support email address, which is listed on the contact page inside your account. Email is the right channel for formal policy requests or account closure.
Account Help Centre
Your account dashboard includes a self-service help section where common Terms & Conditions questions are addressed. Start there before raising a ticket to resolve straightforward queries without a wait.
HOW WE HANDLE IT
Data, Cookies, Security and Policy Requests
These four areas sit directly inside the Terms & Conditions framework. Each one describes what we do and where you can take action if needed.
Account Data Handling
Information you provide at registration and during transactions is retained only as long as your account is active or as required under applicable law. You can request a summary of what we hold by contacting support in writing through your registered account channel.
Cookies and Session Data
We use session cookies to keep you logged in and to remember your lobby preferences. You can manage cookie settings through your browser at any time. Disabling certain cookies may affect how pages load within the platform.
Account Security Practices
Your account is protected by the credentials you set at registration. We do not store payment instrument numbers — GrabPay and InstaPay tokens are handled by those providers under their own security standards. If you suspect unauthorised access, contact support immediately.
Requesting Policy Changes
To request a correction to data we hold, or to object to how a term has been applied, contact us via email support with your account reference and a clear description of the request. We aim to acknowledge all policy-related requests within a reasonable period.
TERMS FAQ
Common Questions About These Terms
The questions below cover what account holders in the Philippines most commonly ask about the ftlucky12 Terms & Conditions — from how updates work to what happens if a transaction is disputed.
How will I know if these Terms & Conditions have been updated?
When a material change is made, we notify you through your registered account or contact details before the update takes effect. You can also check the current version of the Terms at any time from the link in your account footer — the date shown there reflects the most recent revision.
Do these terms cover transactions made through GrabPay and InstaPay?
Yes. All deposits and withdrawals processed via GrabPay and InstaPay fall within these Terms & Conditions. The specific limits and verification steps that apply to each method are shown inside your account dashboard at the time of the transaction and form part of your agreement.
What happens if I disagree with how a term has been applied to my account?
Contact our support team by live chat or email with your account reference and a description of the issue. We will review the relevant activity and respond through the channel you used. Policy disputes are handled in writing so there is a clear record for both sides.
Can I see what account data ftlucky12 holds about me?
Your transaction history and account activity log are available directly in your account dashboard after login. For a broader summary of stored data, send a written request to support via email. We will respond using your registered contact details once the request has been reviewed.
Does this policy apply to game content from studios like Habanero or Pragmatic Play?
Our Terms & Conditions cover your access to game content within the ftlucky12 lobby, including titles from Habanero and Pragmatic Play. However, those studios are independent parties. Their game mechanics and RTP information — where published — are their own; our terms govern your account relationship, not the studios' internal practices.
How do I close my account under these terms?
Submit a written closure request to support via email or live chat. Include your account reference and confirm the request clearly. We will process it and send confirmation to your registered contact. Any balance or open transaction subject to these terms will be addressed as part of the closure process.